So i was listening to a podcast the other day about the 7 forms of income. Now supposedly if you have these 7 forms of income than you should be doing pretty good. They all seemed to make sense except one of them. It was interest. Now there are different ways you can make money with interest. Now when i think of interest i thing of businesses like Louisville Renovation Loans that gets interest out the wazoo. But most common one being having money in the bank. But that gets you pretty much nothing because the interest rate is like .05%. After that i was like well i guess you shouldn’t rely on that form of income until they said that you could loan your money to another person for an interest rate. Its not that bad of an idea i guess except that im not sure if i would trust that person to pay my money back. The other forms of income were salary, commission, real estate, dividend, royalties, and so on. It was a great podcast and there is also an article about it if you want to check it out.


Looking to make a few extra bucks? Got a special talent? Are you good at creativity, design, tech stuff? You need to get on Fiverr then. Fiverr is a website where people sell their services of all sorts for 5 buck a pop. Doesn’t sound like much? You can have add-ons and extras that can help your gig cost up to 100 dollars. The best thing about it is you’re getting paid for something you probably do in your past time.

For instance a lot of people don’t want to do mundane tasks. Like for instance write a blog post. You can pay someone 5 bucks to write a blog post for you.

I needed a commercial done for a software i have. I went on Fiverr and found someone who does white board commercials. I wrote a script and sent it to him. Within a day he had made a video of my commercial. There is tons of cool stuff you can have done and endless possibilities to make a few extra bucks. So sign up at


I have to brag about this company

This site is all about solutions to income problems.  But I want to take a minute and brag about this roofing company that I just used on my house.  In order to provide solutions to your income you need to do business like this Louisville Roofing Contractor did!  Here are a few things they did that really impressed me:

  • They approached everything with a great deal of professionalism
  • They answered every question I had promptly
  • They showed up when they said they would
  • They kept a clean job site
  • The end product was superb

If you are wanting to provide solutions to your income problems you need to act like this roofing contractor did.  These are keys to success.  You can market your business but if you don’t show up and do a solid job then you will never get repeat business and word of mouth will kill you.  I want to take a minute and talk about how you can up sell your client once you have closed the initial deal.

Make sure its not a bait and switch you do want to have ethics but you always want to be ready to up sell you client and maximize your profit:

  1. Think of your client’s value over the life time of the relationship.
  2. Brainstorm before hand some of your go to upsells.
  3. Offer a product that is an easy bolt on or even complementary.
  4. Constant communication.
  5. Wait for the perfect time to pitch the upsell.

Follow other companies that are doing a good job in this area and work on ways to monazite and maximize your profits and your business will soar.

Think Several Steps Ahead

We touched upon an important concept while discussing roofing: sometimes you need to make sacrifices in the present for long term rewards. It’s easy enough to say, but many people do not make decisions in real life accordingly. Just as when it comes to roofing, the lower price may seem too good to pass up even though you know you will only get 15 years of life out of it versus 50 years, you don’t care. Because even 15 years seems like a really long time away, and the money you would save is immediate. That’s the way most of our brains work. We have a hard time seeing incremental gains over a long period of time as being equally valuable as instant gratification.yay-10047810-digital


Income solutions rarely take effect right away, so start learning to think ahead or else you will be hard pressed to meet your financial goals. Short term thinking results in costly mistakes, much like choosing a cheap roof over a quality roof only to find yourself dealing with a leak not even 2 years later. When that day comes – and it will – you’ll be asking yourself why you didn’t do things differently. Luckily, a roof can always be fixed. Decisions affecting other areas of your life, however, can be much more difficult to come back from.


Remember that pros and cons are not always so obvious or simple. When weighing decisions, you not only need to think ahead, but also think outside of the box. Remember when I talked about whether or not a new roof was a good investment? I didn’t just look at how a new roof would factor into asking price. I also considered how it would improve the appeal and sale ability of the house. I put myself into the shoes of buyers, and asked ‘how important is the roof, and why?’ Instead of looking at how much I felt a new roof was worth, I approached the matter from a different perspective, and it enabled me to see a whole new list of pros and cons I would not have considered as a seller.


Take that, and apply it to any decision. This blog is about income solutions, but that does not mean that I advocate money as the only goal worth pursuing. Family, a social life, personal growth… These are all other things that can benefit or suffer due to a decision, whether immediately or in the long run. Don’t make a decision without taking a step back to see how other areas of your life beyond your finances will be affected. When you get too focused on one thing, it’s easy to forget that it is interlinked with others. Get your priorities in order to avoid making a decision you will come to regret. Whether it’s a new roof or a new business venture, give yourself enough time to review the facts and make the right decision.

Investments: Roofing Part Two

As a continuation of the last post, I’d like to further expand on the topic of roofing. Any money you put into a home or investment property should offer an acceptable return on investment if you are serious about creating income solutions. You need to look at the economics of every decision in order to determine whether it is a good use of your time and financial resources, both of which are limited and valuable. The cost of a new roof iyay-9021510-digitals nothing to scoff at, so it is a good idea to make sure it is something that will benefit you and the value of your property well into the future.


This entails knowing enough about roofs to understand the differences between roofing materials and their specific advantages and disadvantages. A great investor is a sponge when it comes to absorbing new knowledge as needed to make smart decisions even in unfamiliar territory. It is not about relying on what you know, but rather about possessing an insatiable desire to always know enough to rely on. That is the difference between someone who wants to succeed, and someone who will succeed. Not a single person on Earth knows everything, but that’s not an excuse to be lazy about brushing up on your knowledge when the opportunity arises. I hate to be cliché, but knowledge really is power.

When it comes to roofing, the most important area to familiarize yourself with is roofing materials. If you contact a reputable roofing company (my recommendation is to complete the work, you can trust them with the other details of the installation. As the property owner, however, you will need to know what type of roofing material you want on your house.

Here is a run down of the most common types of roofing materials available and their benefits and drawbacks:

  • Asphalt Shingles – This is perhaps the most commonly used residential roofing material. It is inexpensive, and in recent years has become more durable. However, it has poor resistance to storm and hail damage, and a shorter lifespan than many of the other roofing options below.
  • Metal Roofs – This option boasts exceptional energy efficiency and durability. It is also low maintenance and holds up well against the weather. It is a much more expensive roofing option, but the upfront cost is mitigated by long term savings.
  • Tile Roofs – Tile roofs are highly durable. Additionally, they are resistant to fire and water. They are easy to maintain, and do not often require repairs beyond the replacement of cracked tiles. The cost of tile roofing can vary based on the material of the tile, but it is overall more expensive than asphalt.

For a roof that will last a lifetime, metal and tile roofs are the clear choice. However, the upfront cost is much higher than standard asphalt shingle roofs. That being said, their excellent durability offsets the difference in cost, as fewer repairs and less frequent maintenance will be needed.

Investments: New Roof? Yes or No?

Investing in real estate can provide an additional source of income for those who are looking to branch out beyond their 9-5 job. Depending on what type of property you invest in and how you choose to capitalize on it (rent it out or renovate and resell) it can easily be done as something on the side without taking up too much of your time and energy. That’s not to say that you should jump in head first. Any investment requires careful prior research. Just because someone else has succeeded in a field does not mean you will follow in their footsteps. Make decisions that sit comfortably with you. Investments always run the risk of failing to perform as expected, but by making well-informed decisions, you reduce the risk of throwing your money at something that had a slim chance of working out to begin with.

That being said, if you have chosen to invest in a property, your work does not end there. There are many ways to invest further into a property to help drive up your return on investment. This is where the water gets murky for many. What renovations or repairs are worth spending money on if you a planning to sell the property?


There are some investments that real estate experts can all agree will enhance the value and appeal of a property, such as new flooring or a fresh coat of paint. This, of course, is assuming that those areas are not already in brand new condition.


Other features are more hotly debated. The one we will be looking at in this post is the roof. Many sellers wonder if it worth investing in a new roof when the time comes to sell a house. This question is much more complicated to answer than a simple yes or no. A new roof, unlike new carpeting or repainting a room, is a much bigger financial hit. It is not nearly as easy that significant of an amount in the asking price of your property without deterring buyers. That does not, however, mean that you shouldn’t invest in a new roof.


It is also important to keep in mind that value is not only calculated based on immediate increase to the asking price. If your investment property has a roof that is nearing the end of its life, or has existing problems or damage, this is a massive red flag to buyers. Many do not want to shoulder the responsibility of paying for a new roof upon moving in. Not only will this affect their bid, but it can affect whether they choose to put in an offer at all. It has been shown that the longer a house sits on the market, the lower its final selling price will be. This means it is possible to lose more money due to lack of interested buyers than it would have cost to replace the roof in question. Consider the roof as a selling feature, and ask yourself whether it is fulfilling this role in its current condition.

Quick Cash Apps

So recently ive been trying to sell things on Craigslist. Personally I dont like craigslist. The website is outdated, its hard to maneuver around, i cant even list in the city that i live in because they dont have it. I have to list in a city thats across the river. Recently ive been seeing a lot of commercials on TV about these other apps that you can sell things locally. And to their credit the commercials are pretty entertaining. There are three apps that I have started using. Letgo, Wallapop, and OfferUp.

There are a few things that i really like about these apps. First is they have their own integrated messaging system in them. Kind of like facebook messenger. Potential buyers dont email you, call you, or text you, they message you from within the app and you never have to ive out your number!

The second thing i like about it is it literally takes 2 minutes to list an item. Theres nothing confusing like craigslist, its all straight forward.

If you have a few things to sell and you want to make a few extra bucks i highly recommend these apps. They defiantly make it easier to sell things.